Your Advisory Team

Sam Russell built Russell Capital Solutions after witnessing physicians lose millions to inefficient tax strategies. With 15 patent-pending financial engines and over $847M in tax savings engineered, Sam personally designs the multi-strategy combinations that eliminate physician tax liability. His approach integrates infinite banking, captive insurance, and Roth conversion ladders into a unified system.

A former practicing internist turned financial advisor, Dr. Zhao brings unique physician-to-physician understanding. She specializes in helping surgical specialists and high-income attendings implement infinite banking and Roth conversion strategies. Her medical background allows her to speak the language of her clients and understand the unique pressures of physician careers.

Marcus leads all captive insurance formations and multi-entity structuring for Russell Capital Solutions. With dual credentials in tax law and accounting, he ensures every strategy is legally bulletproof and IRS-compliant. He has structured over 200 captive insurance companies for physician practices with zero audit failures.

Rachel specializes in designing tax-free retirement income streams using the patent-pending Waterfall Engine. She optimizes the sequencing of IUL loans, Roth distributions, HSA withdrawals, and Social Security timing to deliver maximum lifetime income with zero tax liability. Her Monte Carlo simulations ensure income durability across 10,000+ economic scenarios.

David leads all real estate tax shelter implementations including cost segregation studies, short-term rental strategies, 1031 exchanges, and oil & gas partnerships. He identifies properties and structures that maximize depreciation deductions to offset physician W-2 income, often eliminating $150K-$300K in annual tax liability through real estate alone.